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0 0.000917992656058786 -0.00275397796817614 -0.00275397796817614 -0.0055079559363525 -0.0123929008567932 -0.0119339045287638 -0.00275397796817614
Stock impact report

Financial Institutions Q4 Earnings Call Highlights [Yahoo! Finance]

Financial Institutions, Inc. (FISI) 
Last financial institutions, inc. earnings: 4/30 04:05 pm Check Earnings Report
US:NASDAQ Investor Relations: snl.com/irw/corporateprofile/1016825
Company Research Source: Yahoo! Finance
Capital actions and constraints: The board raised the quarterly dividend (~3%+) and approved a buyback plan of up to of shares (337k repurchased in Q4, ~1.7%); the company issued $80M of subordinated debt at 6.5% and ended 2025 with CET1 of , noting CET1 “low mark” constrains repurchase capacity but should build another 40–50 bps. Loan, deposit and strategic trends: Total loans were $4.66B (up 4% YoY) with commercial lending leading growth and management targeting ~ loan growth in 2026; deposits were $5.21B (seasonally lower QoQ but +2% YoY) as the bank continues exiting BaaS and positions to capture regional lending opportunities tied to Micron's local investment. Interested in Financial Institutions, Inc.? Here are five stocks we like better. Financial Institutions (NASDAQ:FISI) outlined what management described as a “very strong” 2025, highlighted by profitable organic growth, improved returns, and continued balance sheet repositioning, during its fourth quarter and year-en Show less Read more
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