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-0.00035083615951352 0.000116945386504562 0.000725061396327887 -0.000935563092035999 0.00105250847854056 0.000116945386504562 0.000116945386504562 -0.0026897438896036
Stock impact report

2026 Mortgage Rates May Drop Because of This Trump Proposal — Will it Help You Buy a House? [Yahoo! Finance]

Federal National Mortgage Association (FNMA) 
Company Research Source: Yahoo! Finance
After rates peaked above 7% in 2025, the average 30-year fixed mortgage rate has currently settled just above 6% — a near-historic low. In addition to mortgage rates trending downward, President Donald Trump has initiated a bold proposal that may lower mortgage rates even further. In what Yahoo Finance is calling a “wild card” move, the Trump administration has directed Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) to purchase as much as $200 billion in mortgage bonds as a means to tighten mortgage spreads and thereby lower borrowing costs. Buying these securities in such large quantities could, in theory, reduce the yield that investors demand — which would, in turn, press lenders to offer lower mortgage rates to borrowers. Lower mortgage rates would then, most likely, make it far easier to afford buying a new home. That said, the impact of such a “wild card” move by Fannie Mae and Freddie Mac is not yet fully known Show less Read more
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