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Stock impact report

First Merchants Corp (FRME) Q4 2025 Earnings Call Highlights: Record Growth and Strategic Expansion [Yahoo! Finance]

First Merchants Corporation (FRME) 
Last first merchants corporation earnings: 4/23 08:00 am Check Earnings Report
Company Research Source: Yahoo! Finance
Total Deposits: $15.3 billion, a record high. Net Income (Full Year): $224.1 million, a record high. Diluted Earnings Per Share (Full Year): $3.88, up 13.8% from the previous year. Net Income (Q4): $56.6 million or $0.99 per share. Return on Assets (Annual): Return on Tangible Common Equity (Annual): Loan Growth (Annual): $939 million or 7.3%. Efficiency Ratio: 54.5% for the year. Revenue Growth vs. Expenses: Revenues grew almost 5 times faster than expenses. Commercial Loan Growth (Q4): $153 million or 6% annualized. Consumer Loan Growth (Q4): $44 million. Deposit Growth (Q4): $424.9 million or 11.4% annualized. Net Interest Income (Q4): $145.3 million, up $5.4 million linked quarter. Net Interest Margin (Q4): 3.29%, increased 5 basis points from prior quarter. Non-Interest Income (Q4): $33.1 million. Non-Interest Expense (Q4): $99.5 million, up $3 million linked quarter. Tangible Book Value Per Share (End of Year): $30.18, up 12.7% from prior year. Show less Read more
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