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Stock impact report

Five Star (FSBC) Q1 2026 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

Five Star Bancorp (FSBC) 
US:NASDAQ Investor Relations: franklinsynergybank.com/about
Executive Vice President and Chief Financial Officer — Heather Luck Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Earnings per share -- $0.87, an increase of $0.40 per share sequentially from Q4 2025. Net income -- $18.6 million, up 6% from the prior quarter. Return on average assets -- 1.55%, up 5 basis points from the prior quarter. Return on average equity -- 16.73%, up 76 basis points from the prior quarter. Net interest margin -- 3.7%, a sequential increase of 4 basis points; management expects this range to remain stable. Net interest income -- $43.5 million, a 3% increase from Q1 2025 due to volume and margin expansion. Total assets -- Increased by $276.9 million, mainly from commercial real estate loan growth of $116.2 million. Loans held for investment -- Grew by $138.5 million, representing 14% annualized growth. Total deposits -- Increased by $268.3 million, or 26% annualized; non-wholesale deposits rose by $350.2 million, offse Show less Read more
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