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0 0 0 -0.000260892251500079 -0.000391338377250025 0.00182624576050092 0.00652230628750345 0.00652230628750345
Stock impact report

Five Star Bancorp Q4 Earnings Call Highlights [Yahoo! Finance]

Five Star Bancorp (FSBC) 
US:NASDAQ Investor Relations: franklinsynergybank.com/about
Company Research Source: Yahoo! Finance
margin widened to 3.55% (Q4 NIM 3.66%); asset quality remained solid with non-performing loans at 8 basis points and a $2.8 million Q4 provision largely tied to growth. Funding mix shifted toward core deposits as wholesale funding fell $95 million (17%) while non-wholesale deposits grew $738.1 million (25%), with non-interest-bearing balances at 26%—management views this as supportive of a stable funding base. Outlook and capital: the bank is targeting 10% loan and deposit growth in 2026, expects meaningful loan resets and competitive pressure in some segments, raised the quarterly dividend by $0.05 to $0.25, and said capital can support ~10% growth but 15–20% growth would likely require a capital event in 2027–28. Interested in Five Star Bancorp? Here are five stocks we like better. Five Star Bancorp (NASDAQ:FSBC) executives highlighted strong growth and improved profitability during the bank's fourth-quarter and year-end earnings call, pointing to loan and deposit expansion, Show less Read more
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