Should You Get a Mortgage in Retirement? [The Motley Fool]
Alphabet Inc. - Class C Capital Stock (GOOG)
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It can be a challenge, and it's not always the smartest financial move. It's not uncommon for older adults to downsize or move to a new city in retirement. This can be an exciting time, but it can also be a challenging one, particularly if you plan to purchase a new home. Lenders are prohibited from discriminating against loan applicants based on age, but retirees still face greater challenges than working adults in securing a mortgage. Here are a few things you need to know about getting a mortgage in retirement before you start filling out loan applications. Image source: Getty Images. Buying a new home in retirement isn't always wise A mortgage is a big expense, and even if you do get approved for one, it isn't always the smartest financial move. Most retirees have lower incomes than they did during their working years, and many people underestimate how long this money will need to last them. By adding a mortgage payment to your monthly expenses, you could depl
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