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Stock impact report

Home Bancorp (HBCP) Q1 2026 Earnings Transcript [Yahoo! Finance]

Home Bancorp, Inc. (HBCP) 
Last home bancorp, inc. earnings: 4/28 08:30 am Check Earnings Report
US:NASDAQ Investor Relations: home24bank.investorroom.com
Company Research Source: Yahoo! Finance
President & Chief Executive Officer — John W. Bordelon Chief Financial Officer — David T. Kirkley Full Conference Call Transcript John Bordelon: Thanks, David. Good morning, and thank you for joining our earnings call today. We appreciate your interest in Home Bancorp as we discuss our results, expectations for the future and our approach to creating long-term shareholder value. Yesterday afternoon, we reported first quarter net income of $11.4 million or $1.46 per share -- sorry, $1.45 per share. Earnings per share were down $0.01 for the fourth quarter, but increased 6% from a year ago and represented a good start to the year. Net interest margin expanded to 4.16% which was 10 basis points higher than the fourth quarter and 25 basis points higher than a year ago. Return on assets also increased to [ 1.3% ] in the first quarter. This quarter, margin expansion was driven by a 22 basis point decline in our cost of funds, which contributed to a 25 basis point decline in our ove Show less Read more
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