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Stock impact report

HDFC Bank Q3 Earnings Call Highlights [Yahoo! Finance]

HDFC Bank Limited (HDB) 
Company Research Source: Yahoo! Finance
CRR releases, while deposit mobilization, CASA growth and lower cost of funds remain key levers for profitability. Management reiterated a downward loan-to-deposit ratio (LDR) glide path , targeting roughly 90%–96% in FY26 and potentially 85%–90% by FY27, while noting quarter-to-quarter variability and flexibility based on funding availability and seasonality. Asset quality was described as “ pristine ,” with very low NPA accretion and slippages around mid-20 bps excluding agriculture; the bank took about INR 5 billion of provisions related to a regulatory agricultural inspection and reported net credit costs near ~37 bps net of recoveries. Interested in HDFC Bank Limited? Here are five stocks we like better. Modi Momentum: Finding Stability in India's Goldilocks Economy HDFC Bank (NYSE:HDB) executives said the lender's fiscal third-quarter performance was in line with internal expectations, pointing to improving credit momentum, stable asset quality and an ongoing effort to Show less Read more
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