An $8 credit card late fee cap sounds good now, but it may hurt you later. Here's how. [USA TODAY]
Heritage Financial Corporation (HFWA)
Last heritage financial corporation earnings: 4/30 08:00 am
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Source: USA TODAY
Reviews are mixed for the Consumer Financial Protection Bureau's (CFPB) latest move to kill “junk fees .” The average credit card late fee has ballooned to $32 in 2022 from $23 at the end of 2010, the CFPB said. With the cap going into effect, the agency estimates Americans will save more than $10 billion a year. But some financial experts warn the savings and benefits may not last. “The reality is that (capping late fees) will also increase the likelihood that banks raise other types of fees to make up for the lost revenue,” said Matt Schulz, chief credit analyst at financial products comparison site LendingTree. What is the CFPB rule on credit card late fees? Only the largest issuers , with at least a million open accounts, must cap late fees to $8 per incident. They also can't raise the fee after the first incident or adjust it higher annually for inflation, the CFPB said. Banks currently can charge $25 for the first late payment, and $35 for subsequent late payments, wi
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HFWA
News
- Heritage Financial First Quarter 2024 Earnings: EPS: US$0.17 (vs US$0.58 in 1Q 2023) [Yahoo! Finance]Yahoo! Finance
- Here's What Key Metrics Tell Us About Heritage Financial (HFWA) Q1 Earnings [Yahoo! Finance]Yahoo! Finance
- HERITAGE FINANCIAL ANNOUNCES FIRST QUARTER 2024 RESULTS AND DECLARES REGULAR CASH DIVIDENDPR Newswire
- HERITAGE FINANCIAL RECOGNIZED BY FORBES AS ONE OF AMERICA'S TOP WEALTH ADVISORS [Yahoo! Finance]Yahoo! Finance
- 7 key IRA withdrawal dates for taxpayers: How to take distributions without penalty [Yahoo! Finance]Yahoo! Finance
HFWA
Earnings
- 4/25/24 - Miss
HFWA
Sec Filings
- 4/26/24 - Form 8-K
- 3/22/24 - Form ARS
- 3/22/24 - Form DEFA14A
- HFWA's page on the SEC website