Credit card interest rates predicted to fall, but debt remains high [FOX Business Network]
Heritage Financial Corporation (HFWA)
Last heritage financial corporation earnings: 4/30 08:00 am
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Source: FOX Business Network
Like many interest rates, it's likely credit card interest rates will drop if the Fed starts cutting rates. Credit card APRs have risen steadily for the last 22 months, landing at 22.75% in November 2023, Federal Reserve data showed . Rising rates were largely attributed to the Fed's frequent rate hikes throughout the year. Rates aren't expected to drop by much, especially compared to how much they've increased in recent years. What the Fed does with interest rates is one of the biggest determining factors. "Ultimately, with the changes of the fed funds rate, the prime rate also changes, which then in turn increases or decreases the APR on your credit card," John Jones, investment advisor at Heritage Financial, said If you're stuck with high interest credit card debt, combining that debt into a lower interest personal loan can help you become debt-free sooner. Use an online marketplace like Credible to make sure you're getting the best rate and lender for your needs. Credit
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News
- Heritage Financial First Quarter 2024 Earnings: EPS: US$0.17 (vs US$0.58 in 1Q 2023) [Yahoo! Finance]Yahoo! Finance
- Here's What Key Metrics Tell Us About Heritage Financial (HFWA) Q1 Earnings [Yahoo! Finance]Yahoo! Finance
- HERITAGE FINANCIAL ANNOUNCES FIRST QUARTER 2024 RESULTS AND DECLARES REGULAR CASH DIVIDENDPR Newswire
- HERITAGE FINANCIAL RECOGNIZED BY FORBES AS ONE OF AMERICA'S TOP WEALTH ADVISORS [Yahoo! Finance]Yahoo! Finance
- 7 key IRA withdrawal dates for taxpayers: How to take distributions without penalty [Yahoo! Finance]Yahoo! Finance
HFWA
Earnings
- 4/25/24 - Miss
HFWA
Sec Filings
- 4/26/24 - Form 8-K
- 3/22/24 - Form ARS
- 3/22/24 - Form DEFA14A
- HFWA's page on the SEC website