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Stock impact report

Heritage Financial Corp (HFWA) Q1 2026 Earnings Call Highlights: Strategic Merger Boosts Growth ... [Yahoo! Finance]

Heritage Financial Corporation (HFWA) 
Last heritage financial corporation earnings: 4/30 08:00 am Check Earnings Report
Company Research Source: Yahoo! Finance
Positive Points Heritage Financial Corp ( NASDAQ:HFWA ) successfully closed the merger with Olympic Bancorp, enhancing its growth potential in the Puget Sound market. Total loan balances increased significantly by $939 million in Q1, largely due to the Olympic merger. Net interest margin improved to 3.96% from 3.72% in the prior quarter, driven by higher yields on loan and investment portfolios. Credit quality remained strong with non-accrual loans declining by $6 million during the quarter. The company reported a reversal of provision for credit losses amounting to $1.03 million, reflecting improved credit metrics. Negative Points Non-interest expenses increased due to merger-related costs, with expectations of elevated expenses until Q4. Deposits, excluding those acquired from Olympic, decreased by $61 million, partly due to the maturity of brokered CDs. The tangible common equity (TCE) ratio decreased to 9.6% from 10.1% in the prior quarter, impacted by the merge Show less Read more
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