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Stock impact report

Independent Bank (INDB) Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

Independent Bank Corp. (INDB) 
Last independent bank corp. earnings: 4/23 04:10 pm Check Earnings Report
Chief Financial Officer and Head of Consumer Lending — Mark J. Ruggiero Need a quote from a Motley Fool analyst? Email pr@fool.com RISKS Management cautioned that the office portfolio remains a "challenging" asset class, stating, "we are not out of the woods yet with respect to our office portfolio." CFO Ruggiero noted, "loan growth somewhat at bay" amid economic uncertainty, with pricing competition contributing to deposit runoff as the company "have seen some flow of excess customer funds leave for pricing that we are not willing to match." New criticized loans include a multifamily credit with delayed lease-up and an office loan with an exiting single life science tenant, raising specific reserve requirements and classified asset levels. Guidance for CRE and construction loan growth was lowered to "flat to low single-digit" increases, reflecting competitive pressures and "muted demand" due in part to potential rent control in Massachusetts and overall borrower caution. Show less Read more
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