China approves country's second personal credit agency, JD.com, Xiaomi take stakes [Reuters]
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Source: Reuters
China approves country's second personal credit agency, JD.com, Xiaomi take stakes By Reuters Staff 2 Min Read BEIJING, Dec 4 (Reuters) - China’s central bank on Friday granted approval for the set up of a personal credit agency to be jointly held by an investment arm of the Beijing government, subsidiaries of e-commerce giant JD.com and Xiaomi Corp, and facial recognition start-up Megvii Technology. The agency, named the Pudao Credit Rating Co Ltd, will be registered with 1 billion yuan ($153.19 million) in Beijing, a statement from the People’s Bank of China (PBOC) said. The agency will become the second personal credit agency licensed by the PBOC. In recent years, the central bank has been trying to link loan data among different online lending platforms and share credit information to prevent over-borrowing and fraud. In 2018, it launched Baihang Credit, China’s first licensed personal credit agency with nine parties co-invested, including credit rating units of Ant Group and Ten
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