Agentic AI race by British banks raises new risks for regulator [Yahoo! Finance Canada]
JP Morgan Chase & Co. (JPM)
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Source: Yahoo! Finance Canada
LONDON, Dec 17 (Reuters) - A race among banks to adopt agentic AI, which can make decisions and take autonomous action, runs new risks for retail customers, said Britain's financial watchdog, which is pledging to ensure their interests are not sidelined. AI 'agents' could revolutionise how people budget, ?save and invest, for example by moving idle cash into higher-yield accounts or adjusting portfolios in response to market swings. Unlike generative AI, which produces text, ?code or images based on human prompts, agentic AI is touted as the next big opportunity for companies because it can plan, make decisions, execute tasks, learn and adapt based on set goals. Britain's NatWest, Lloyds ?and Starling told Reuters they are working with the FCA as they prepare for retail-customer trials, in a major shift from banks' existing back-office usage. HITTING THE MARKET IN 2026 Financial Conduct Authority (FCA) Chief Data Officer Jessica Rusu expects early consumer-facing applicatio
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