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Stock impact report

How Your Retirement Contributions Stack Up Against Others Your Age—And Why It Matters [Yahoo! Finance]

JP Morgan Chase & Co. (JPM) 
Last jp morgan chase & co. earnings: 4/14 06:43 am Check Earnings Report
Company Research Source: Yahoo! Finance
Fuse / Getty Images Benchmarking your contribution rate against others your age can help you see whether your current savings habits are on track. A new report shows Gen Z workers contribute about 3.7% of their salary to workplace plans on average, while Millennials contribute 5.0%, Gen X 6.0%, and Boomers just over 7%. All are below the recommended contribution rate of 10% or more. A 1% annual bump to your contribution rate can substantially improve long-term outcomes, especially when done early in your career. Most workers have only a rough sense of whether they're contributing “enough” to their workplace retirement plan . Contribution rates are often set early in a career, when your budget is tight, and may stay unchanged for years. Yet these seemingly modest choices—setting a rate of 5%, 6%, or 7%—hold far more influence over long-term retirement readiness than many people realize. Defined contribution plans, including 401(k)s , 403(b)s, 457 plans, and other employer re Show less Read more
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