Trump Accounts Are Coming. How Should Employers Prepare? [Forbes]
JP Morgan Chase & Co. (JPM)
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Source: Forbes
“Trump Accounts,” created under federal legislation enacted on July 4, 2025, are designed to give children a government-seeded, tax advantaged investment account early in life. While the framework for these accounts has been established, they're not expected to be fully open for contributions until after July 4, 2026. For employers and employees alike, this is one of those moments where awareness matters more than precision. The rules are still evolving, guidance is ongoing and operational realities aren't fully defined. Still, the direction is clear enough, and the questions and conversations are already starting. How Trump Accounts Are Designed to Work The idea behind these accounts is grounded in a simple but powerful concept: starting early matters. A dollar invested in a child's early years has significantly more time to compound than a dollar invested later in life. Even modest contributions, when paired with a long-time horizon, can lead to meaningfully different outcome
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- JPM's page on the SEC website