Why it's suddenly more difficult to get a mortgage [MSNBC.com]
JP Morgan Chase & Co. (JPM)
Last jp morgan chase & co. earnings: 4/14 06:43 am
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Source: MSNBC.com
Even withhistorically low interest rates,Some of the nation’s biggest mortgage lenders are making changes that raise the bar for borrowers. As of Tuesday, JPMorgan Chase is raising its borrowing standards for mortgages, requiring a credit score of at least 700 and a 20 percent down payment for most new mortgage originations. Last week, Wells Fargo raised the minimum credit score requirement for home equity lines to 720. tips: How to pay your bills without incomeApril 1, 202003:18“The large banks, including JPMorgan Chase, are moving significantly to looking at credit risk and looking at loan portfolios where they need to assess potential delinquencies and possible charge-offs,” said Ken Leon, director of equity research at CFRA Research.Industry data suggests that more lenders could be putting changes like this into practice. According to the Mortgage Bankers Association, mortgage credit availability declined sharply in March. A benchmark index for mortgage credit availability dropped
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