You could save $40,000 by refinancing your $360,450 mortgage by half a point [CNBC]
loanDepot, Inc. Class A (LDI)
Company Research
Source: CNBC
And homeowners who bought between 2023 and 2025, when rates were stubbornly high , can save a lot by refinancing — even if it's just by a half a point. In mid-January, mortgage rates dropped by nearly a point compared to the same time last year, hitting a three-year low of 6.06%, Freddie Mac's Primary Mortgage Market Survey showed. Simultaneously, refinance demand surged 40% for the week, per the Mortgage Bankers Association's seasonally adjusted index. You may be wondering how you'd save by refinancing and if it's worth the hassle – especially if rates keep coming down. While there has been a downward trend, especially in recent weeks, experts predict the rate will remain around 6.0% through the end of the year. Instead of waiting for rates to fall below a certain number, do some math to figure out whether refinancing would work for you now. Here's how Calculate how much interest you'd pay over the life of the mortgage at your current rate. Then, calculate how much intere
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LDI
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- 3/10/26 - Miss
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- 3/11/26 - BTIG Research
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- 3/18/26 - Form 4
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- LDI's page on the SEC website