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Stock impact report

Magyar Trades At A More Reasonable Multiple, But Also Has Significant Exposure To CRE [Seeking Alpha]

Magyar Bancorp, Inc. (MGYR) 
US:NASDAQ Investor Relations: magbank.com
Company Research Source: Seeking Alpha
MGYR's loan book is concentrated in riskier CRE assets, and the bank has a history of elevated lending losses, especially during the GFC. Because of positive-duration sensitivity, falling rates should expand net interest margins and boost earnings. I rate MGYR as hold, as its current valuation is fair but does not offer enough discount given the elevated credit and CRE exposure risks. Wirestock/iStock via Getty Images Magyar Bancorp ( NASDAQ: MGYR ) is a New Jersey bank with about $1 billion in assets, concentrated mostly in commercial real estate loan assets in its home state. It has doubled its size in the past decade. This article was written by Analyst's Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no Show less Read more
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