Asia is one of the world's least insured places, even as it's battered by climate change and natural disasters [Yahoo! Finance]
MUENCHENER RE GP UNSP/ADR (MURGY)
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Source: Yahoo! Finance
Total losses from natural disasters across Asia-Pacific last year totaled $73 billion, yet just $9 billion was insured, according to Germany reinsurance company Munich Re . That makes Asia one of the world's least insured regions against natural disasters. (By comparison, 70% of North America's disaster losses of $133 billion were recouped.) Last year's second-costliest disaster was in Asia: The March 7.7-magnitude earthquake in central Myanmar. The quake racked up $12 billion in losses, of which just $1.5 billion was insured. It was also 2025's deadliest disaster, with 4,500 killed. Insurance coverage can be less than 5% in many of Asia's lower-income countries, like Myanmar, Laos, Cambodia and the Philippines, according to Munich Re. The lack of reliable climate data across Asia makes it difficult for insurers to accurately assess risk, explains Benedikt Signer, executive director of the SEADRIF Insurance Company, the first regional catastrophe risk facility in Asia, develope
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