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Stock impact report

3 Reasons to Sell NBTB and 1 Stock to Buy Instead [Yahoo! Finance]

NBT Bancorp Inc. (NBTB) 
Last nbt bancorp inc. earnings: 4/27 04:15 pm Check Earnings Report
US:NASDAQ Investor Relations: nbtbancorp.gcs-web.com/investor-relations
Company Research Source: Yahoo! Finance
months, posting a small loss of 2%. The stock also fell short of the S&P 500's 16.5% gain during that period. Is now the time to buy NBT Bancorp, or should you be careful about including it in your portfolio? Get the full stock story straight from our expert analysts, it's free Why Is NBT Bancorp Not Exciting? We don't have much confidence in NBT Bancorp. Here are three reasons there are better opportunities than NBTB and a stock we'd rather own. 1. Low Net Interest Margin Hinders Flexibility Net interest margin (NIM) represents the unit economics of a bank by measuring the profitability of its interest-bearing assets relative to its interest-bearing liabilities. It's a fundamental metric that investors use to assess lending premiums and returns. Over the past two years, we can see that NBT Bancorp's net interest margin averaged a subpar 3.3%, indicating the company has weak loan book economics. NBT Bancorp Trailing 12-Month Net Interest Margin 2. EPS Barely Growing Show less Read more
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