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Stock impact report

NBTB Q1 2026 Earnings Call Transcript [Globe and Mail, The (Toronto, Canada)]

NBT Bancorp Inc. (NBTB) 
Last nbt bancorp inc. earnings: 4/27 04:15 pm Check Earnings Report
US:NASDAQ Investor Relations: nbtbancorp.gcs-web.com/investor-relations
Chief Financial Officer — Annette L. Burns President, NBT Bank — Joseph R. Stagliano Treasurer — Joe Ondesco Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Net Income -- $51.1 million, translating to $0.98 per diluted common share, grew 27% from 2025. Operating ROA and ROTCE -- 1.29% and 15.5%, both representing notable improvement from the prior year. Tangible Book Value Per Share -- $27.05, more than 9% higher year over year. Net Interest Margin -- 3.72%, a 7 basis point increase from the prior quarter and 28 basis point improvement year over year. Net Interest Income -- $134.3 million, down $1 million from the previous quarter due to two fewer days, but more than 25% above the previous year. Total Loans -- $11.5 billion, decreased by $50.9 million since Dec. 31, 2025; planned runoff in consumer and residential solar portfolios represented half of that decline. Loan Portfolio Mix -- 56% commercial relationships and 44% consumer loans, ind Show less Read more
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