NBT Bancorp (NBTB) Q3 2025 Earnings Transcript [Yahoo! Finance]
NBT Bancorp Inc. (NBTB)
Last nbt bancorp inc. earnings: 4/27 04:15 pm
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Source: Yahoo! Finance
Chief Financial Officer — Annette Burns President, NBT Bank — Joseph Stagliano Treasurer — Joe Ondesko Scott Kingsley: Thank you. Good morning, and thank you for joining us for this earnings call covering NBT Bancorp's Third Quarter 2025 results. With me today are Annette Burns, NBT's Chief Financial Officer; Joe Stagliano, President of NBT Bank and Joe Ondesko, our Treasurer. Our operating performance for the third quarter reflected the positive attributes of productive asset repricing trends, the diversification of our revenue streams, prudent balance sheet growth and the additive impact of our merger with Evans Bancorp completed in the second quarter. Operating return on assets was 1.37% for the third quarter with a return on equity of 12.1% and an ROTCE of 17.6%. Each metric demonstrates continued improvement over the linked and prior year quarters, and importantly, reflects the generation of positive operating leverage. Our tangible book value per share of $25.51 at Sept
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NBTB
Earnings
- 1/26/26 - Beat
NBTB
Sec Filings
- 1/29/26 - Form 4
- 1/26/26 - Form 8-K
- 1/16/26 - Form 4
- NBTB's page on the SEC website