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Stock impact report

Northpointe Bancshares Inc (NPB) Q4 2025 Earnings Call Highlights: Strong Asset Growth and ... [Yahoo! Finance]

Northpointe Bancshares, Inc. (NPB) 
Company Research Source: Yahoo! Finance
Earnings Per Diluted Share (2025): Increased by 15% to $2.11. Return on Average Assets (2025): Return on Average Tangible Common Equity (2025): Tangible Book Value Per Share: Increased by 13.9% annually. Loan Growth: MPP balances increased by over $1.7 billion; first-lien home equity lines increased by $121 million (20% growth rate). Noninterest Income: Increased by $18 million from 2024. Residential Mortgage Originations (2025): Increased by 20% to $2.5 billion. Net Income to Common Stockholders (Q4 2025): $18.4 million or $0.52 per diluted share. Net Interest Margin (Q4 2025): Net Charge-Offs (Q4 2025): $1.2 million, representing an annualized net charge-off ratio of 8 basis points. Total Deposits (Q4 2025): $4.9 billion. Nonperforming Assets Increase (Q4 2025): $7.4 million. Average Yield on MPP (Q4 2025): 6.98%, increasing to 7.22% with fees. Effective Tax Rate (Q4 2025): Warning! GuruFocus has detected 5 Warning Sign with NPB. Is NPB fairly valued? Show less Read more
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