Here's How Much A $40,000 CD Could Pay You In 2026 [Yahoo! Finance]
NerdWallet, Inc. (NRDS)
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Source: Yahoo! Finance
the lower cost of borrowing may help stimulate the economy (and possibly impact Social Security in unexpected ways ), it also means banks and other financial institutions will offer less money for people to open new Certificate of Deposit (CD) savings accounts. However, even with CD rates in a downward spiral, there are still high-yield savings accounts that can provide someone with a $40,000 nest egg with hundreds of extra dollars in compound interest. Per a CBS News MoneyWatch analysis, the following returns can be expected for someone who deposits $40,000 into a CD account: $384.42 with a three-month 3.9% rate, $811.76 with a six-month 4.1% rate, $1,194.10 with a nine-month 4% rate, and $1,6410 with a one-year 4.1% rate. While such returns might seem tame, they are far more guaranteed than speculating on stock or timing the value of gold . In fact, the only thing that could incur a loss in a CD investment is making a withdrawal before the CD account matures. Should that happen,
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