How to do a balance transfer with Discover [USA TODAY]
NerdWallet, Inc. (NRDS)
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Source: USA TODAY
Otherwise, if you're an existing Discover cardholder, you'll need to check your account to see if any balance transfer offers are available to you. Transferring balances to a card with a low or 0% annual percentage rate (APR) balance transfer offer can be a strategic move when you're paying off debt. With no interest being assessed during the balance transfer APR promotion, 100% payments will go toward the principal of the balance instead of the principal plus interest charges, allowing you to pay down that balance more quickly. How to do a balance transfer with Discover There are two options when looking to transfer a balance with Discover: You can either apply for a new Discover credit card that has a balance transfer offer or, if you're an existing cardholder, you'll need to check to see if your account has any balance transfer offers. Apply for a new Discover card When you apply for a Discover card with a balance transfer offer for new cardholders, you may be given the o
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