Private Student Loan Rates: April 30, 2024—Loan Rates Slip [Forbes]
NerdWallet, Inc. (NRDS)
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Source: Forbes
Yet for many borrowers, it could be a good time to apply for a private student loan. Rates are still relatively low. For borrowers with a credit score of 720 or higher who prequalified on Credible.com's student loan marketplace from April 22 to April 27, the average fixed interest rate on a 10-year private student loan was 9.19%. On a five-year variable-rate loan, the rate was 8.17%, according to Credible.com. These rates are accurate as of April 22, 2024. Related: Best Private Student Loans Fixed-rate Loans Last week, the average fixed rate on 10-year loans dropped by 1.26% to 9.19%. The week prior, the average stood at 10.45%. Borrowers currently in the market for a private student loan will receive a higher rate than they would have at this time last year. At this time last year, the average fixed rate on a 10-year loan was 7.60%, 1.59% lower than today's rate. A borrower who finances $20,000 in private student loans at today's average fixed rate would pay around $255
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