Reading the Fine Print on My 0% Financing Plan Saved Me Thousands [CNET News]
NerdWallet, Inc. (NRDS)
Company Research
Source: CNET News
Key takeaways Deferred interest financing plans start accruing interest right away on the original balance. The only way to avoid paying interest on a deferred interest plan is to pay off the balance in full before the promotional period ends. Consider another payment option if you think you may not be able to pay off the balance by the end of the promotional period of a deferred interest offer. When my dog, Kermit, became gravely ill in 2022, I opened a Care Credit card to pay his vet bill of around $10,000. The promotional materials advertised several no-interest financing plans. But as I looked closer at the offer, I noticed four sneaky words: No interest “ if paid in full “ within the promotional period. Here's why those four words matter when you're weighing the pros and cons of a credit card Why the words ‘if paid in full' matter The words “if paid in full” are essential to look for any no- or low-interest credit card offer or financing plan. Essentially, if a cre
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- 4/25/24 - Beat
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- 6/5/24 - Form 4
- NRDS's page on the SEC website