Taking Social Security in 2026? Your full retirement age matters [USA TODAY]
NerdWallet, Inc. (NRDS)
Company Research
Source: USA TODAY
Are you nearing retirement and considering taking Social Security ? There are some key numbers to keep in mind, especially if you want to receive the highest possible monthly check. Most of us associate retirement with the age of 65 . However, Social Security considers the "full retirement age," during which you receive unreduced benefits, as 66 for those born between 1943 and 1954. Were you born after that? Your full retirement age is a few months higher, as those born in 1960 or later have a full retirement age of 67. Another date to consider: 62. That's because you can actually start getting Social Security benefits at that age – you can sign up when you are 61 years and 9 months old, so that your benefits begin to arrive after you turn 62, according to the Social Security Administration's website . However, your benefit payment will be lower if you wait until your full retirement age. "For example, if a person is eligible for $1,000 per month at full retirement age, their m
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