You Might Be An Affluent Retiree If Your Household Net Worth Is Above This Number [Yahoo! Finance]
NerdWallet, Inc. (NRDS)
Company Research
Source: Yahoo! Finance
Retirement wealth calculations center on many competing datapoints. According to the Federal Reserve 's 2022 Survey of Consumer Finance, those between 65 and 74 possess a median net worth of $409,900, while the average for this age cohort stands at $1.79 million. However, neither of these figures tell the complete story of this generation's financial standing: According to MoneyWise 's assessment of the same data, those aged 65 to 69 who were part of households with net worths of at least $2.9 million are in the top 10% of their age group in terms of wealth. Meanwhile, the top 1% of that age group enjoys figures north of $21.7 million. In other words, just a small minority of those aged 65 to 69 carry net worths that are at least $1.1 million higher than the average of not just everyone in their age group, but those aged 70 to 74 as well. These distributions shed some light as to why the average senior's net worth is over four times higher than the median for the same cohort, while
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