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Stock impact report

Nu Holdings: The Next Chapter After Brazilian Dominance [Seeking Alpha]

Nu Holdings Ltd. (NU) 
Company Research Source: Seeking Alpha
NU's model delivers superior economics, including wide unit margins, a best-in-class efficiency ratio, and consistently high ROE driven by low-cost deposits and data-driven underwriting. The core strategic priority is to replicate Brazil's playbook in Mexico and Colombia, two large underpenetrated markets with similar structural banking gaps. Valuation appears elevated on headline multiples but becomes attractive when adjusting for the long growth runway in Mexico and Colombia, expected ARPAC lift from new product layers, and call option-like opportunities to expand into new markets and customers. Pakin Jarerndee/iStock via Getty Images Overview Nu Holdings ( NU ) is overlooked by investors because the valuation at a 28 P/E seems really pricey for a bank, and for many Western investors, LatAm is synonymous with deep value investing, not growth, so they This article was written by Analyst's Disclosure: I/we have no stock, option or similar derivative position in any of t Show less Read more
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