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Stock impact report

NU Q4 Earnings Call Highlights [Yahoo! Finance]

Nu Holdings Ltd. (NU) 
Company Research Source: Yahoo! Finance
Using a new Managerial P&L , Nu reported Q4 $4.9 billion revenue (+45% YoY), $895 million net income (+50% YoY) and record 33% ROE , while its efficiency ratio improved to Total portfolio reached $32.7 billion (+40% YoY) with deposits of $41.9 billion , Nu's nuFormer AI is in production for credit decisioning and the company is preparing U.S. expansion after conditional OCC approval, but management warned 2026 will be an investment year that could temporarily pressure efficiency. Interested in Nu Holdings Ltd.? Here are five stocks we like better. 3 Emerging Market Stocks Leveraging South America's Momentum NU (NYSE:NU) executives highlighted strong customer growth, higher monetization, and record profitability during the company's fourth-quarter 2025 earnings call, while also outlining a 2026 agenda centered on core-market execution, groundwork for U.S. expansion, and broader use of artificial intelligence. Customer scale and monetization metrics Founder and CEO David Vé Show less Read more
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