Realtor.com®: It Takes 7 Years to Save for a Down Payment, Down From 2022 Peak of 12 Years
News Corporation - Class A (NWSA)
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Source: PR Newswire
High-cost coastal metros require decades of saving, while affordable Southern metros and military hubs remain within reachAUSTIN, Texas, Dec. 29, 2025 /PRNewswire/ -- Saving for a down payment remains one of the biggest barriers to homeownership in the U.S., even as housing market conditions improve. In 2025, the typical U.S. household needs seven years to save for a typical down payment, a significant improvement from the peak of 12 years in 2022, according to a new analysis from Realtor.com®.While the timeline has shortened as home price growth has cooled and affordability has modestly improved, it remains roughly double the pre-pandemic norm, reflecting both higher down payment amounts and a persistently lower personal savings rate."Higher home prices and intensified competition have pushed typical down payments higher, at the same time that inflation and rising household expenses have reduced savings rates," said Danielle Hale, chief economist at Realtor.com®. "Although conditions
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- 11/6/25 - Beat
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- 12/29/25 - Form 8-K
- 12/29/25 - Form 8-K
- 12/23/25 - Form 8-K
- NWSA's page on the SEC website