Today's top savings account rate roundup: Earn up to 5.84% — April 29, 2024 [USA TODAY]
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Source: USA TODAY
This is a positive development, to be sure, but make sure you consider fees, customer service and user-friendly digital experience when selecting a savings account Commonly referred to as “statement savings accounts” in the banking world, savings accounts paid negligible yields after the Great Recession. The Fed maintained low borrowing costs for several years in order to bolster economic growth. The landscape, however, became topsy-turvy after the government's extensive spending during the pandemic. The Fed belatedly countered by increasing interest rates at an unprecedented pace in order to offset soaring inflation, prompting banks to raise rates for savers. Savings account rates — $2,500 minimum deposit The highest interest rate on a standard savings account today is 5.84%, per Curinos, the same as a week ago. Meanwhile, the average APY (annual percentage yield) for a traditional savings account, as reported by Curinos, is 0.24%, up slightly from last week. APY represents
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