Today's top savings account rate roundup: Take home 5.84% with today's best rates — April 30, 2024 [USA TODAY]
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Source: USA TODAY
More broadly, savers are enjoying a favorable situation that offers an excellent chance to strengthen your emergency fund or save for a major purchase. Regardless of your goal, strive to find a savings account that features a competitive interest rate, minimal fees and exceptional customer service, along with a seamless digital user experience. Savings accounts provided subatomic yields following the Great Recession thanks to the Fed keeping borrowing costs low in order to cajole economic growth. This low-rate environment was abandoned, however, following the government's extensive spending during the pandemic, which caused the Fed to significantly boost interest rates to offset soaring inflation. That then prompted banks and credit unions to raise rates for savers. Savings account rates — $2,500 minimum deposit The highest interest rate on a standard savings account today is 5.84%, per Curinos, the same as a week ago. Meanwhile, the average APY (annual percentage yield) for
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