Top CD rates today: Top rates remain competitive — May 2, 2024 [USA TODAY]
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Source: USA TODAY
CD rates have mostly held tight over the past week and remain much higher than last year's levels. Three-month CD rates Rates on three-month CDs have remained stable since last week at 1.25% APY (as of May 1, 2024). The average APY is down three basis points from a month prior. The current national high for a three-month CD is 5.39%, which would earn more than $330 in interest with a $25,000 deposit. Six-month CD rates The top six-month CDs can offer the best of both worlds: strong interest rates and a short-term commitment. The national average APY for six-month CDs is 1.78%, up slightly from 1.77% last week and three basis points from one month ago. The current top national rate for a 6-month CD is 5.40%, according to the data available from Curinos. But you may be able to find better deals by shopping around. You'd earn almost $670 in interest if you put $25,000 in a six-month CD with a rate of 5.40%. One-year CD rates If you're up for setting aside your savings
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