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Origin Bancorp Inc (OBK) Q4 2025 Earnings Call Highlights: Strong Loan Growth and Improved ... [Yahoo! Finance]

Origin Bancorp, Inc. (OBK) 
Company Research Source: Yahoo! Finance
Return on Average Assets (ROA): 1.19% for Q4 2025. Net Interest Income (NII): Increased by 10.2% year-over-year. Total Revenue (excluding notable items): Increased by 8.8% year-over-year. Noninterest Expense (excluding notable items): Decreased by 0.7% year-over-year. Loan Originations: Increased by approximately $500 million or 37% year-over-year. Loan and Swap Fees: Increased by 57% year-over-year. Net Charge-Offs: $3.2 million for Q4 2025, representing a 0.17% annualized charge-off rate. Allowance for Credit Losses: Increased by $523,000 to $96.8 million, stable at 1.34% of total loans. Net Interest Margin (NIM): Expanded by 8 basis points to 3.73% for Q4 2025. Noninterest Income: $16.7 million for Q4 2025. Noninterest Expense: $62.8 million for Q4 2025. Tangible Book Value: Grew to $35.04, marking the 13th consecutive quarter of growth. Tangible Common Equity (TCE) Ratio: Ended Q4 2025 at 11.3%. Warning! GuruFocus has detected 6 Warning Sign with OBK. Show less Read more
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