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-0.000787608296140749 -0.000787608296140749 -0.00183775269099502 -0.00131268049356798 -0.000787608296140749 -0.00131268049356798 -0.00945129955368862 -0.00892622735626157
Stock impact report

OceanFirst (OCFC) Q4 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

OceanFirst Financial Corp. (OCFC) 
Last oceanfirst financial corp. earnings: 4/23 08:40 pm Check Earnings Report
US:NASDAQ Investor Relations: oceanfirstonline.com/home/home
Chairman & Chief Executive Officer — Christopher Maher President & Chief Operating Officer — Joseph Lebel Chief Financial Officer — Patrick Barrett Need a quote from a Motley Fool analyst? Email pr@fool.com Takeaways Diluted GAAP earnings per share -- $0.23, with core EPS at $0.41, both explicitly reported for the quarter. Net interest income -- Increased $5 million or 5% sequentially and rose 14% year over year, marking five consecutive quarters of growth. Net interest margin -- 2.87%, down modestly compared to previous quarter, attributed to a mix shift and rate resets. Total loans -- Rose $474 million for the quarter, reflecting an 18% annualized growth rate and driven by $1 billion in quarterly originations. Commercial & industrial (C&I) loan growth -- Increased 42% for the year, with most of the growth occurring in the second half. Deposit growth -- Total deposits increased $528 million; $323 million was due to organic growth across business lines. Premier Show less Read more
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