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Stock impact report

Dave vs. OppFi: Which Fintech Stock Is the Smarter Bet Right Now? [Yahoo! Finance]

OppFi Inc. Class A (OPFI) 
Company Research Source: Yahoo! Finance
DAVE's primary service is to offer small, interest-free cash advances to users. OPFI works with banks to provide credit to the underbanked population. This comparative analysis will help investors determine which stock has more upside potential, thus providing them with better exposure to the fintech industry. This US-based neobank left its mark in the fintech domain, leveraging its $5 monthly subscription fee. Customers can utilize various services, including ExtraCash, Financial Management Services and Income Opportunity Service. Customers can borrow up to $500 through DAVE's ExtraCash service without the burden of paying interest or credit scrutiny. In the third quarter of 2025, the company registered 49% year-over-year growth in ExtraCash originations, leading to a 32% increase in net revenues per origination. This has resulted in year-over-year top-line growth of 63% and an adjusted EBITDA hike of 137%, signaling that the company maintains high efficiency in its core operat Show less Read more
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