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Stock impact report

Old Second Bancorp Inc (OSBC) Q4 2025 Earnings Call Highlights: Strong Net Interest Margin and ... [Yahoo! Finance]

Old Second Bancorp, Inc. (OSBC) 
Last old second bancorp, inc. earnings: 4/22 05:30 pm Check Earnings Report
US:NASDAQ Investor Relations: oldsecond.com
Company Research Source: Yahoo! Finance
Old Second Bancorp Inc ( NASDAQ:OSBC ) reported a strong net interest margin of 5.09% for the fourth quarter, a 44 basis point improvement from the previous quarter. The company's tangible book value per share increased by 61 basis points to $14.12. Common equity tier one capital ratio improved to 12.99% in the fourth quarter, up from 12.44% in the previous quarter. The efficiency ratio was excellent, with a tax equivalent efficiency ratio of 51.28% for the fourth quarter. Loan origination activity was robust in the fourth quarter, with the pipeline at its highest in 6 to 7 quarters, indicating strong future growth potential. Old Second Bancorp Inc ( NASDAQ:OSBC ) experienced a $6 million net loan charge-off in the fourth quarter, primarily from the power sports portfolio. Non-performing loans increased by $4.8 million, and classified assets rose by $10 million. The company recorded a $428,000 pre-tax loss on mortgage servicing rights. There was a slight decrease in t Show less Read more
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