Old Second (OSBC) Q4 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]
Old Second Bancorp, Inc. (OSBC)
Last old second bancorp, inc. earnings: 4/22 05:30 pm
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US:NASDAQ Investor Relations:
oldsecond.com
Company Research
Source: Globe and Mail, The
Chief Financial Officer — Bradley S. Adams Chief Credit Officer — Darin Campbell Need a quote from a Motley Fool analyst? Email pr@fool.com Takeaways GAAP Net Income -- $28.8 million, or $0.54 per diluted share, with return on average assets (ROA) of 1.64%. Adjusted net income -- Excluding a $428,000 pretax loss on mortgage servicing rights and $2.5 million pretax acquisition-related expenses, non-GAAP net income was $30.8 million, or $0.58 per diluted share. Tangible Book Value -- Increased 61 basis points to $14.12 per share. Tax-Equivalent Net Interest Margin (NIM) -- 5.09%, up 4 basis points sequentially and 41 basis points year over year. Efficiency Ratio -- Tax-equivalent efficiency ratio was 53.98%; adjusted ratio excluding select items recorded at 51.28%. Total Loans -- Declined $12.4 million sequentially. Loan-to-Deposit Ratio -- Reached 93.9%, up from 91.4% last quarter and 83.5% a year ago. Loan Yields -- Decreased 11 basis points sequentially but inc
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News
- What To Expect From Old Second Bancorp's (OSBC) Q1 Earnings [Yahoo! Finance]Yahoo! Finance
- How The Old Second Bancorp (OSBC) Story Is Shifting With Refined Analyst Assumptions [Yahoo! Finance]Yahoo! Finance
- Old Second Bancorp (OSBC) is now covered by Stephens. They set an "overweight" rating and a $23.00 price target on the stock.MarketBeat
- Q4 Earnings Highs And Lows: Old Second Bancorp (NASDAQ:OSBC) Vs The Rest Of The Regional Banks Stocks [Yahoo! Finance]Yahoo! Finance
- DA Davidson Flag Elevated Non-Performing Assets as Key Risk for Old Second Bancorp, Inc. (OSBC) [Yahoo! Finance]Yahoo! Finance
OSBC
Earnings
- 1/21/26 - Beat
OSBC
Sec Filings
- 4/21/26 - Form 8-K
- 4/6/26 - Form ARS
- 4/6/26 - Form DEFA14A
- OSBC's page on the SEC website