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0 0 0.00391389432485332 0.00195694716242657 0.000978473581213286 0 0.00391389432485332 0.00880626223091975
Stock impact report

OppFi Trades Cheaper Than Its Peers: Is This a Potential Value Play? [Yahoo! Finance]

Paysign, Inc. (PAYS) 
Company Research Source: Yahoo! Finance
The company is currently trading at a 12-month forward price-to-earnings ratio of 6.35, significantly below its peers, Paysign 's PAYS 10.96 and DLocal Limited 's DLO 17.31. Image Source: Zacks Investment Research OPFI's valuation is grounded in its record-breaking performance. In the third quarter of 2025, it raised its adjusted net income guidance for 2025 to $137-$142 million from the $125-$130 million view presented in the preceding quarter. This led to a significant hike in its adjusted EPS outlook to $1.54-$1.6 from the previous quarter's view of $1.39-$1.44. This lofty expectation was underpinned by a 79.1% year-over-year surge in auto approval rates, which improved operating efficiency. The value play case becomes more compelling as OppFi secured a $150-million revolving credit facility with Castlelake, which reduced the interest rate from a secured overnight financing rate (SOFR) of 7.5% to 6%. On the credit risk mitigation front, the company registered a 11.2% year-ove Show less Read more
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