Pinnacle Bank Announces Earnings for 2025
PINNACLE BANK (CA) (PBNK)
NASDAQ:AMEX Investor Relations:
pinnaclebankonline.com/investors/index.php
Company Research
Source: Business Wire
GILROY, Calif.--(BUSINESS WIRE)--OTCQB: PBNK – Pinnacle Bank, headquartered in Gilroy, California, announced today unaudited net income for the year ended December 31, 2025 of $5,450,000 compared to net income to $8,846,000 in 2024. Unaudited net income for the fourth quarter of 2025 was $287,000 compared to $3,421,000 in the fourth quarter of 2024. In the fourth quarter of 2025, we proactively recorded a provision of $4.223 million to address credit issues in our asset-based lending and hospitality portfolios.As of December 31, 2025, total assets were $890.4 million, a 5% increase from $846.8 million as of December 31, 2024.Gross loans were $583.4 million as of December 31, 2025, a decrease of $17.2 million (-3%) from the December 31, 2024 balance of $600.6 million and an increase of $15.1 million (3%) from the September 30, 2025 balance of $568.4 million. The allowance for loan losses as of December 31, 2025 was $13.152 million or 2.27% of net loans compared to $7.352 million or
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