German savings rates stable, but most below inflation rate [Yahoo! Finance]
PROSIEBENSAT1 MEDIA U/ADR (PBSFY)
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Source: Yahoo! Finance
The annual rate of consumer price inflation for November, the most recent data available, was 2.3% but most banks offer lower rates for savers. Economists do not currently expect key interest rates in the eurozone to fall further. The European Central Bank (ECB) has recently decided to leave interest rates unchanged four times in a row. This means that the deposit rate relevant for savers and banks will remain at 2% at the beginning of the new year. However, in spring 2024, the deposit rate was twice as high at 4%. Like other market observers, the comparison portal Verivox expects key interest rates to remain constant until at least mid-2026. "Accordingly, interest rates for overnight money and short- to medium-term fixed-term deposits are also likely to remain fairly stable on average in the market," predicts Oliver Maier, managing director of Verivox Finanzvergleich GmbH. According to the Verivox overview, fixed-term deposit offers with a 2-year term currently available n
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