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Stock impact report

PFBC Q4 Deep Dive: Deposit Costs, Credit Quality, and Loan Growth Shape Outlook [Yahoo! Finance]

Preferred Bank (PFBC) 
Last preferred bank earnings: 4/22 04:05 pm Check Earnings Report
Company Research Source: Yahoo! Finance
Its non-GAAP profit of $2.79 per share was in line with analysts' consensus estimates. Is now the time to buy PFBC? Find out in our full research report (it's free). Revenue: $78.07 million vs analyst estimates of $74.5 million (7.2% year-on-year growth, 4.8% beat) Adjusted EPS: $2.79 vs analyst estimates of $2.79 (in line) Market Capitalization: $1.14 billion Preferred Bank's fourth quarter results were met with a negative market reaction, as investors focused on rising deposit costs and credit quality developments despite the company reporting year-over-year revenue growth and non-GAAP profit in line with Wall Street expectations. Management attributed the margin pressures to federal rate cuts, with CEO Li Yu explaining that "the cost of deposits remains stubbornly high," even as loan demand and deposit growth improved. Additionally, the quarter saw an increase in criticized assets, driven by the downgrade of a large loan relationship, which management acknowledged as a ke Show less Read more
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