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Stock impact report

Preferred Bank Q4 Earnings Call Highlights [Yahoo! Finance]

Preferred Bank (PFBC) 
Last preferred bank earnings: 4/22 04:05 pm Check Earnings Report
Company Research Source: Yahoo! Finance
million ($10.41 per share), and management expects stronger loan demand in 2026—particularly in commercial real estate and C&I lending. Net interest margin under pressure: NIM declined after Federal Reserve rate cuts and deposit costs remain elevated (December NIM 3.66%, deposit cost 3.17%), with competitive CD pricing slowing the pace of deposit repricing. Credit stress from a large relationship: Criticized assets rose by $97 million after downgrading a roughly $123 million relationship; the bank booked a $4.3 million provision, raised qualitative reserves, believes reserves are adequate, and expects to resolve a large portion of the issues within two quarters. Interested in Preferred Bank? Here are five stocks we like better. Preferred Bank (NASDAQ:PFBC) reported fourth-quarter 2025 net income of $34.8 million, or $2.79 per share, as management pointed to stronger loan demand but continued pressure on net interest margin tied to Federal Reserve rate cuts and still-elevated d Show less Read more
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