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Stock impact report

Provident Financial Services Inc (PFS) Q4 2025 Earnings Call Highlights: Record Earnings and ... [Yahoo! Finance]

Provident Financial Services, Inc (PFS) 
Last provident financial services, inc earnings: 4/30 08:00 am Check Earnings Report
US:NYSE Investor Relations: providentfinancial.com/investors
Company Research Source: Yahoo! Finance
Return on Average Assets (ROA): 1.34% annualized. Adjusted Return on Average Tangible Common Equity: Pre-Provision Net Revenue: $111 million, with an ROA of 1.78%. Total New Loan Production: $3.2 billion in 2025. Net Commercial Loan Growth: 5.5% for the year. Core Deposits Growth: $260 million, or 6.6% annualized. Non-Performing Assets: Improved to 0.32%. Record Fee Revenue: $28.3 million in the quarter. Revenue: Record $226 million, driven by net interest income of $197 million and non-interest income of $28.3 million. Net Interest Margin: 3.44%, with core net interest margin at 3.01%. Average Earning Assets: Increased by $307 million, or an annualized 5.4%. Average Cost of Total Deposits: Decreased 4 basis points to 2.1%. Non-Interest Expense: $114.7 million for the quarter. Tangible Book Value Per Share: Increased $0.57 to $15.70. Tangible Common Equity Ratio: Increased to 8.48% from 8.22% last quarter. Warning! GuruFocus has detected 8 Warning Signs Show less Read more
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