Posthaste: Canadians boosting down payments with family money to enter housing market [Financial Post (Toronto, Ontario, Canada)]
Procter & Gamble Company (The) (PG)
Last procter & gamble company (the) earnings: 4/17 07:00 am
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Source: Financial Post
A majority of Canadian home buyers are relying on family money to boost their down payments in order to enter the housing market amid high borrowing costs, according to a recent survey by Zolo. Article content The 2024 Canada Housing Market Report , which interviewed 800 Canadians who bought homes in 2023, found that 68 per cent used money from relatives to cover at least part of their down payment. Of those, 48 per cent used money from parents or relatives and 20 per cent used money from an inheritance. Article content An increasing number of Canadians are also pursuing co-ownership to pool resources and enter markets they otherwise would not be able to afford. The study found that 35 per cent bought a home with either family (28 per cent) or friends (seven per cent). The rest bought homes with their partners (38 per cent), by themselves (22 per cent) or with others (five per cent). Joint-ownership, however, has some risks, cautions mortgage expert Angela Calla. She advise
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