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Stock impact report

PRA Group Inc (PRAA) Q3 2025 Earnings Call Highlights: Navigating Challenges with Strategic ... [Yahoo! Finance]

PRA Group, Inc. (PRAA) 
Last pra group, inc. earnings: 2/27 04:05 pm Check Earnings Report
US:NASDAQ Investor Relations: ir.pragroup.com/investors
Company Research Source: Yahoo! Finance
Net Loss: $408 million for the quarter, including a $413 million noncash goodwill impairment charge. Adjusted Net Income: $21 million, excluding the impairment charge. Adjusted EBITDA: Grew 15% to $1.3 billion over the last 12 months. Portfolio Purchases: $255 million during the quarter, with 60% in the Americas and 40% in Europe. ERC (Estimated Remaining Collections): $8.4 billion, up 15% year-over-year. Portfolio Revenue: Increased 12% year-over-year to $310 million. Operating Expenses: $627 million, with adjusted operating expenses at $214 million excluding the impairment charge. Net Leverage: 2.8 times as of September 30, 2025. Legal Collection Costs: $47 million for the quarter. Cash Efficiency Ratio: Adjusted cash efficiency was 61% in Q3. Net Interest Expense: $64 million for the quarter. Effective Tax Rate: Adjusted effective tax rate was 25% for the quarter. Debt and Funding Capacity: $3.2 billion in total committed capital with $1.2 billion availabil Show less Read more
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