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0 0 0 0 5.87889476776995E-06 0.00235155790711341 0.000587889476778249 0.000587889476778249
Stock impact report

PROV Q4 2025 Earnings Transcript [Globe and Mail, The (Toronto, Canada)]

Provident Financial Holdings, Inc. (PROV) 
Last provident financial holdings, inc. earnings: 4/28 06:00 am Check Earnings Report
US:NASDAQ Investor Relations: providentfinancial.com/investors
President & Chief Executive Officer — Donavon P. Ternes Need a quote from a Motley Fool analyst? Email pr@fool.com TAKEAWAYS Loan Originations -- $29.4 million originated, up 5% sequentially from $27.9 million in the prior quarter. Loan Payoffs and Principal Payments -- $42 million in payoffs, an 83% increase from $23 million in the March quarter. Loans Held for Investment -- Decreased by $13.2 million, mainly driven by declines in multifamily, commercial real estate, and commercial business loans, partly offset by a small rise in single-family loans. Nonperforming Assets -- $1.4 million, unchanged from March 31, 2025, and no loans in early-stage delinquency as of June 30, 2025. CRE (Commercial Real Estate) Office Exposure -- $39.5 million, or 3.8% of loans held for investment, with 10 CRE loans totaling $5.1 million maturing in fiscal 2026. Credit Losses -- $164,000 recovery recorded, driven by lower balances, improved historical loss factors, and fewer classified as Show less Read more
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